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HOW DO SIP'S WORK IN A SMALLCASE?

Teji Mandi Flagship

Small and Midcap portfolio that are likely to show strong growth

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How do SIPs work in a Smallcase?

Before we get into how SIPs function in Smallcases, note that Smallcases are a basket of stocks and ETFs with dynamic price movements. And unlike mutual funds that permit one to buy partial shares, investors need to purchase full units of the stocks. That is if a Smallcase portfolio has stocks of 10 companies with 10 units of shares each (equal-weighted), the investor will need to purchase all the 10 stocks at the price of the day, even though he need not purchase them in the same weightage (no compulsion to buy 100 shares). The minimum investment amount is thus dynamic in nature and updated in real-time, in line with the daily price movement of the underlying assets.

So, the first investment in a Smallcases needs to compulsorily be a lump sum investment that adheres to the minimum investment requirement for most Smallcases. You may thereafter activate a SIP in it for no additional charges. This means that a SIP in Smallcase is possible only in Smallcases that you have purchased and subscribed to.

The first investment amount, called the Minimum First Investment Amount, is the least amount required to invest in all the stocks of the selected smallcase as per the weights.

Once added to your portfolio, you can then proceed to establish a SIP in it. Note here that your SIP amount will be different from your Minimum First Investment Amount.

According to Smallcase, you can start a SIP for an amount less than the minimum investment amount for the smallcase, if the minimum investment amount is more than Rs 10,000.

Of course, the SIP amount is less than or equal to the minimum investment amount in Smallcases where the minimum investment amount is less than Rs 10,000.

The SIP frequency, on the other hand, depends on the Smallcases that you choose. Almost all Smallcases allow monthly SIPs, while some schemes, like Teji Mandi’s Smallcases also allow weekly, quarterly and annual SIPs for easy investments.

Another point of difference with mutual fund SIPs is that when you set up a SIP in Smallcases, you essentially set up only an investment reminder. Your investment is not really automated. You simply get a reminder to invest in the SIP installment. That said, Smallcase facilitates a 2-click process to invest in further SIPs.

Build your long term portfolio with Teji Mandi smallcases

Flagship
CAGR
Min. Investment
Subscription Fee ₹ 149/mo for 6 Months
₹ 99/mo for 12 Months
Multiplier
CAGR
Min. Investment
Subscription Fee ₹ 499/mo for 3 Months
₹ 399/mo for 6 Months

Some things to keep in mind about SIPs

While SIPs allow ease of investing in Smallcases, here are a few points that you should keep in mind –

  • Starting a SIP in a preferred Smallcase portfolio is quite easy. You can invest online and click on the option of SIP when investing.

  • You only get an investment reminder on the SIP due date, and you have to invest manually. Some brokers, however, are automating the SIP investment wherein the amount gets debited from the registered bank account and is invested in the portfolio.

  • The minimum SIP amount depends on the Smallcases that you choose. It is not uniform.

  • You can stop the SIP at your discretion. There is no lock-in period

The bottom line

Understand what SIP investment is all about in the context of Smallcases. Know how it works and how you can start your very own SIP. Choose a profitable and consistently performing Smallcase and start a SIP to get the maximum benefits that SIP investments can provide. You can check out Teji Mandi’s Smallcases that have a good portfolio and can help you create a corpus worthy of your financial goals.

Steps to invest with Teji Mandi

Step 1

Choose

Choose a suitable portfolio that matches your investment objective

Step 2

Subscribe

Subscribe to the portfolio & get access to the constituent stocks & weights.

Step 3

Invest

Invest in the portfolio & apply regular portfolio updates. Set up SIP for disciplined investing.

01 Choose
Choose a suitable portfolio that matches your investment objective
02 Subscribe
Subscribe to the portfolio & get access to the constituent stocks & weights.
03 Invest
Invest in the portfolio & apply regular portfolio updates. Set up SIP for disciplined investing.

FAQs

  • What is Teji Mandi smallcase?
    Teji Mandi smallcase is a basket of stocks in a specified weighting scheme curated as per investors' risk profile. The portfolio reflects the Growth & Momentum objective backed by the research of Teji Mandi.
  • I don’t have a demat account, How do I start investing?
    That’s not a problem. Teji Mandi helps you open your Demat account through one of its partner brokers that include the top 13 brokers of India. Just select the ‘I don’t have a Demat account’ at the investment stage, and we will get it set up for you.
  • Why does Teji Mandi Smallcase charge subscription fee?
    Teji Mandi is a fee-only advisor, regardless of your investment value, you will be only charged a nominal fixed fee for subscribing to the actively-managed portfolio curated by the team of experts at Teji Mandi based on your risk profile. Teji Mandi also actively rebalances the portfolio by eliminating the losers' stocks and doubling down the winner stocks in the portfolio.
  • What are the products offered?
    Teji Mandi offers two smallcases, Flagship and Multiplier portfolios. The Flagship portfolio consists of 15-20 stocks from the Nifty 500 universe. The Multiplier portfolio is a concentrated yet well-diversified portfolio of midcap and smallcap stocks.
  • What is the investment philosophy of Teji Mandi?
    Teji Mandi follows a simple yet powerful strategy - focused stock picking & disciplined selling. It combines a portfolio of tactical bets with long-term winners to ensure optimum returns.We systematically eliminate losers and double down on the winners to ensure meaningful capital protection for clients.
  • Who can subscribe to Teji Mandi smallcases?
    Teji Mandi smallcase is for everyone who wants to invest in the stock market for the long-term and grow their wealth systematically. Whether you are investing beginner or an experienced investor, Teji Mandi helps you build a portfolio of quality stocks and actively manages it to navigate you through the stock market ups and downs.
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