PRIVACY POLICY

This document is an electronic record in terms of the Information Technology Act, 2000 and rules framed thereunder as applicable. This electronic record is generated by a computer system and does not require any physical or digital signatures.

TM Investment Technologies Pvt Ltd, a private limited company, incorporated under the Indian Companies Act, 2013, allotted Corporate Identification Number (CIN) U74999MH2016PTC273604 and having its registered office at 10, Prudential Ground Floor, Hiranandani Gardens, Powai, Mumbai Bandra Suburban - 400076, Maharashtra, India and operating under its trade name ‘Tejimandi’, (hereinafter referred to as ‘Tejimandi’) is the owner of the website with domain name http://blog.tejimandi.com/privacy and Tejimandi application (hereinafter referred to as the ‘Tejimandi Platforms’).

Tejimandi is concerned about the privacy of the Users who access, browse, use and transmit content on the Tejimandi Platforms. This Privacy Policy is for the purpose of acquainting the Users with the manner in which Tejimandi collects, uses and discloses the Users’ information collected through the Tejimandi Platforms.

Please read the following terms of Tejimandi Privacy Policy:

DEFINITIONS:

Cookie shall mean a small text file that is stored on the User’s computer that will enable Tejimandi to recognize the User when the User visits the Tejimandi Platforms. A cookie also enables Tejimandi to store the User’s preferences and settings, enhance the User’s experience by delivering content and advertising suited to the User’s interests, perform research and analytics, track usage and activity on the Tejimandi Platforms, and assist with security and administrative functions.

Force Majeure Event shall mean any event that is beyond the reasonable control of Tejimandi and shall include, without limitation, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorized access to computer data and storage device, computer crashes, breach of security and encryption, etc.

Personally Identifiable Information shall mean the data or information that is personal to a User and allows persons other than the User to identify the User personally from such data or information; information that personally identifies or can be used to identify, contact or locate the person, to whom such information belongs including, including without limitation, log in name, email address, Facebook account details, Google account details, password and location details which will likely be collected at the time of User’s registration on the Tejimandi Platforms.

Pixel Tag/ Web Beacon/ Clear GIF shall mean a tiny graphic with a unique identifier, embedded invisibly on a webpage (or an online ad or email), and is used to count or track things like activity on a webpage or ad impressions or clicks, as well as to access cookies stored on Users’ computers or other devices.

Privacy Policy shall mean this Privacy Policy.

Usershall mean any person who accesses or avails the Tejimandi Platforms for the purpose of browsing, viewing, creating, posting, publishing, hosting, displaying, sharing, uploading or otherwise transmitting its content on the Tejimandi Platforms.

Capitalized words used in the Privacy Policy shall have the meaning ascribed to them in the Terms and Conditions of Use.

GENERAL TERMS:

The User hereby acknowledges and agrees that the Privacy Policy is subject to changes without express and specific intimation and the Users shall be required to review the Privacy Policy regularly. The continued use of the Tejimandi Platforms expresses the User’s consent to the updated Privacy Policy.

The protection and security of the User’s Personally Identifiable Information is one of Tejimandi’s foremost concerns. The Privacy Policy discloses Tejimandi’s practice with respect to the information collected from the User on the Tejimandi Platforms.

By using the Tejimandi Platforms the User agrees to accept the terms of the Privacy Policy as well as Tejimandi’s Terms & Conditions of Use as provided for at www.Tejimandi.app/legal/privacy. By accessing or using the Tejimandi Platforms, the User expressly consents to Tejimandi’s use and disclosure of the Users’ personal information in the manner described in the Privacy Policy.

The Users are hereby informed that in accordance with Rule 5 of the Information Technology (Intermediary Guidelines) Rules, 2011, in case of any non-compliance with the Terms & Conditions of Use and the Privacy Policy, Tejimandi reserves it’s right to immediately terminate access or usage rights of the Users.

By using the Tejimandi Platforms, the User agrees to the terms of the Privacy Policy. If the User does not agree with the terms of the Privacy Policy, the User is requested to stop from proceeding further and to cease using the Tejimandi Platforms.

The Privacy Policy shall at all times be read along with the Terms & Conditions of Use of the Tejimandi Platforms. Unless stated otherwise, the Privacy Policy applies to all information that Tejimandi has about the User and User’s account.

COLLECTION OF PERSONALLY IDENTIFIABLE INFORMATION AND OTHER INFORMATION:

Tejimandi will collect and store Personally Identifiable Information provided by the Users from time to time while registering and/ or using the Tejimandi Platforms. Tejimandi will only collect such Personally Identifiable Information from the Users, which it considers necessary for facilitating the use of the Tejimandi Platforms and for the purpose of improving Tejimandi’s services towards its Users.

Tejimandi may obtain certain information based on the User’s activities such as the User’s browsing trends, the User’s preferences and interest, etc.. Tejimandi may also collect other general information such as the User’s comments provided on the Tejimandi Platforms and the User’s correspondence with Tejimandi;

Upon request by the User, Tejimandi will remove / block the User’s Personally Identifiable Information from Tejimandi’s database, thereby canceling the User’s registration. However, the User’s information may remain stored in archive on the servers even after the deletion or the termination of the User’s account.

The User acknowledges that User Content and other general information (excluding Personally Identifiable Information), including without limitation, username, videos, GIFs, comments shall be available and accessible at all times to the other Users of Tejimandi.

Tejimandi shall not be responsible for the authenticity of the information provided by the User.

TRACKING OF INFORMATION:

Tejimandi may use Cookies, Pixel Tags, Web Beacons, flash cookies and similar files or technologies to collect, track and store information based on the User’s use of the Tejimandi Platforms. Tejimandi uses Pixel Tags to measure the popularity of pages, people and hastags. Tejimandi may use Web Beacons in e-mail messages or newsletters to determine whether the message has been opened and for other analytics.

Most browsers are set to automatically allow Cookies. Please note it may be possible to disable some (but not all) Cookies through the browser settings on the User’s electronic device, but doing so may interfere with certain functionality on the Tejimandi Platforms. Major browsers provide the Users with various options when it comes to Cookies. The Users can usually set their browsers to block all third-party Cookies (which are those set by third-party companies collecting information on Websites operated by other companies), block all Cookies (including first-party Cookies such as the ones Tejimandi uses to collect search activity information about its Users), or block specific Cookies. To modify the Cookie settings on the Tejimandi Platforms, please visit the browser’s help settings. Flash cookies operate differently than browser Cookies and cannot be removed or blocked via web browser settings. By using the Tejimandi Platforms the User’s are set to accept Cookies and consent to Tejimandi’s use of Cookies in the manner described in this section.

Tejimandi shall have no control over the usage of any third party cookies placed on the Tejimandi Platforms.

SHARING OF INFORMATION:

Tejimandi shall use the information collected from the User to verify the identity of the User, to contact Users, for purposes of use of the Tejimandi Platforms and for any other purpose with the consent of the User.

Tejimandi will share some or all of the User’s Personally Identifiable Information with another business entity in the event such business entity merges with Tejimandi, acquires Tejimandi or enters into any other corporate restructuring. Such business entity shall be required to comply with this Privacy Policy with respect to the User’s Personally Identifiable Information;

Tejimandi shall disclose the Personally Identifiable Information without requiring any prior consent from the Users where such disclosure is required to be made to a government agency mandated under the law to obtain such Personally Identifiable Information. Tejimandi shall be required to make such disclosures to the government agency in all such cases for the prevention, detection, and investigation of fraud including cyber related crimes.

Tejimandi shall be compelled to disclose the Personally Identifiable information of the Users to a third party in all such cases where Tejimandi is acting in compliance of an order passed under law, directing Tejimandi to disclose such Personally identifiable Information.

ASSESSING, REVIEWING AND CHANGING PERSONAL INFORMATION:

Tejimandi will take reasonable steps to accurately record the personal information that the User provides to Tejimandi and any subsequent updates.

Tejimandi encourages the User to review, update and correct the information that Tejimandi maintains about the User on the Tejimandi Platforms. Upon the User’s request, Tejimandi will delete any such information that is inaccurate, incomplete, or irrelevant for legitimate purposes, or is being processed in a way, which infringes any applicable legal requirement.

SECURITY PRECAUTIONS:

Tejimandi has implemented appropriate physical, electronic, and managerial procedures to safeguard and help prevent unauthorized access to the information of the User and to maintain data security. These safeguards take into account the sensitivity of the information that Tejimandi collects, process and stores and the current state of technology.

Tejimandi follows generally accepted industry standards to protect the information submitted to it. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while Tejimandi strives to use commercially acceptable means to protect the information of the Users, Tejimandi cannot guarantee its absolute security and thereby usage in a manner that is inconsistent with the Privacy Policy.

Tejimandi assumes no liability or responsibility for disclosure of the User’s information due to errors in transmission, unauthorized third-party access, or other causes beyond Tejimandi’s control. The User plays an important role in keeping its information secure. The User should not share its account information with anyone. If Tejimandi receives instructions through the User’s account and password, Tejimandi will consider that such User has authorized the instructions.

Notwithstanding anything contained in the Privacy Policy or elsewhere, Tejimandi shall not be held responsible for any loss, damage or misuse of the User’s personal information, if such loss, damage or misuse is attributable to a Force Majeure Event.

CHANGES TO THE PRIVACY POLICY:

Tejimandi reserves the right to amend the Privacy Policy from time to time to reflect changes in the Applicable Law, Tejimandi’s data collection and use practices, the features of the Tejimandi Platforms or advances in technology.

The User is requested to check this page periodically for changes. Use of information collected by Tejimandi is subject to the Privacy Policy in effect at the time such information is used. If Tejimandi makes any material changes to the Privacy Policy, Tejimandi will post the changes on the Tejimandi Platforms. The User is requested to review the changes carefully.

The User’s continued use of the Tejimandi Platforms following the posting of changes to the Privacy Policy will constitute the User’s consent and acceptance of those changes.

GOVERNING LAW & DISPUTE:

The law governing the Terms shall be the substantive laws of the Republic of India, without giving effect to the conflicts of law principles of any jurisdiction.

Any dispute arising out of or in connection with the Terms and / or the licence, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration in accordance with the Arbitration Rules of the Mumbai Centre for International Arbitration (‘MCIA Rules’), which rules are deemed to be incorporated by reference in this clause. The seat of the arbitration shall be Mumbai, India. The Tribunal shall consist of one arbitrator, selected from the panel of arbitrators with technical experience in the field of information technology by Tejimandi. The language of the arbitration shall be English. The law governing this arbitration agreement shall be the Arbitration and Conciliation Act, 1996 (as amended and re-enacted at the relevant time).

GRIEVANCE OFFICER:

In accordance with Information Technology Act 2000 and rules made there under, the name and contact details of the Grievance Officer who can be contacted with respect to any complaints or concerns including those pertaining to breach of these Terms, and other polices or questions are published as under:

E-mail address: [email protected]

We have applied for SEBI Registered Investment Advisor License and are awaiting SEBI’s approval

By using this website, you understand the information being presented is provided for informational purposes only and agree to our Terms of Service and Privacy Policy. Teji Mandi relies on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security. Additionally,Teji Mandi does not provide tax advice and investors are encouraged to consult with their personal tax advisors.

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