TM Investment Technologies Private Limited – Teji Mandi
Research Analyst Services
These Terms and Conditions of Use (“Terms”) constitute an electronic record in the form of an electronic contract under the Information Technology Act, 2000 and the rules made thereunder, as amended from time to time. These Terms do not require any physical, electronic or digital signature.
The purpose of this mobile application named Teji Mandi (“App”), owned and operated by TM Investment Technologies Private Limited (“TMITPL”, “Teji Mandi”, “we”, “us” or “our”), is to provide Research Analyst Services as more particularly described herein and on the App.
Please read these Terms carefully before using or accessing the App or the Services. By installing, accessing, browsing, registering for, subscribing to or using the App or Services, you (“Subscriber”, “User”, “Client”, “you” or “your”) agree to be bound by these Terms and the other applicable policies and disclosures made available on the App.
By applying for or subscribing to products or services through our website or App, you may receive service-related communications from us and our authorised service providers through calls, SMS, email, WhatsApp or other permitted communication channels in accordance with applicable laws and regulatory requirements.
Any promotional or marketing communication shall be undertaken in accordance with applicable laws, regulations and consent requirements.
You represent and warrant that:
Teji Mandi reserves the right to suspend or terminate access to the Services where information provided by the User is found to be false, inaccurate, incomplete or misleading or where required under applicable law or regulatory requirements.
By accessing, registering for, subscribing to or using the App or Services, you agree to these Terms and the applicable policies and disclosures made available on the App, including:
The Terms and applicable policies may be amended from time to time to reflect changes in applicable laws, regulations, regulatory requirements or the Company’s policies. The updated version shall be made available on the App/Platform and shall be effective from the date specified therein.
Where research reports prepared by another SEBI Registered Research Analyst or another permitted third party are made available through the Teji Mandi Platform:
Different Research Analysts may have different research methodologies and investment views. Accordingly, recommendations relating to the same security may differ.
Clients are advised to review the source and applicable disclosures of any third-party research before making an investment decision.
While reasonable care is taken in preparing research content and maintaining the Platform, TMITPL does not guarantee uninterrupted availability of the Services or the accuracy, completeness or timeliness of any information.
To the extent permitted under applicable law, TMITPL shall not be responsible for any direct, indirect, incidental or consequential loss arising from:
Nothing contained in these Terms shall limit or exclude any liability which cannot be excluded under applicable law.
TMITPL may suspend or terminate access to the Services:
Suspension or termination shall not affect rights or obligations accrued prior to such suspension or termination.
TMITPL shall collect, use, process and store Client information in accordance with its Privacy Policy and applicable laws.
Information provided during onboarding or while availing the Services may be used for:
TMITPL shall take reasonable measures to protect the confidentiality and security of Client information.
TMITPL shall not be liable for any delay or failure in providing the Services arising from events beyond its reasonable control, including natural disasters, acts of government, regulatory restrictions, internet or telecommunications failures, power failures, cyber incidents, war, strikes or other force majeure events.
These Terms constitute an electronic record under the Information Technology Act, 2000 and the rules made thereunder, as amended from time to time.
The electronic record is generated by a computer system and does not require a physical signature.
TMITPL may amend these Terms and applicable policies from time to time to reflect changes in applicable laws, regulations, SEBI requirements, regulatory directions or business processes.
The revised Terms shall be made available on the Platform and shall become effective from the date specified therein.
These Terms shall be governed by and construed in accordance with the laws of India.
Subject to applicable laws and regulatory dispute resolution mechanisms, the courts at Mumbai, Maharashtra shall have jurisdiction over disputes arising out of or relating to these Terms or the Services.
These Terms, together with the Most Important Terms and Conditions (MITC), Privacy Policy, Risk Disclosure, Research Disclaimer, Refund & Cancellation Policy, Grievance Redressal Mechanism and other applicable regulatory disclosures made available on the Platform, constitute the agreement between the Client and TMITPL with respect to the Research Analyst Services.
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue to remain in full force and effect.
EFFECTIVE DATE OF TERMS: The terms and conditions were last updated on Jun 2026.
TM Investment Technologies Private Limited – Teji Mandi
Research Analyst Services
These Terms and Conditions (“Terms”) govern access to and use of the websites, mobile applications, campaign landing pages, registration pages, enquiry forms and other digital platforms operated by TM Investment Technologies Private Limited (“TMITPL”, “Teji Mandi”, “Company”, “we”, “our” or “us”).
Company Details
These Terms apply to users who visit our websites, view our campaign pages, submit an enquiry, register their interest, verify their mobile number, apply for a job, subscribe to communications or purchase and use our services.
By accessing or using our digital platforms, you agree to comply with the provisions applicable to your use of the relevant platform or service.
Where a specific service, subscription, product or transaction requires separate terms, disclosures, declarations, risk acknowledgements or consent, those additional requirements will apply to that service or transaction.
Submitting an enquiry, registering interest, providing a mobile number or completing OTP verification does not, by itself, constitute the purchase of a paid subscription or acceptance of every service-specific term.
Where affirmative acceptance is required, we will seek such acceptance through the relevant process.
If you do not agree with these Terms, please discontinue use of the relevant platform or service.
You must be legally competent to enter into a binding agreement under applicable Indian law to purchase or subscribe to our paid services.
You must provide accurate, complete and current information when submitting a form, registering an account or purchasing a service.
If a particular service is subject to additional eligibility, KYC, regulatory or verification requirements, access to that service may be restricted until those requirements are satisfied.
Our services are not intended to be used in a manner that violates applicable law or regulatory requirements.
Teji Mandi provides research-related products and services in accordance with its applicable SEBI registration, regulatory permissions, disclosures and service-specific terms.
Depending on the relevant offering, our digital platforms may provide information about research products, portfolios, stock ideas, research reports, subscription plans, pricing and related services.
The exact features, scope, availability and delivery of a service will be as described on the relevant product page, subscription page, applicable agreement and disclosures.
Access to a campaign page or the submission of an enquiry does not guarantee eligibility for, or access to, any particular service.
Research information and related material are subject to market risks and the terms, disclosures and limitations stated in the applicable research report or service documentation.
Investments in securities are subject to market risks. Prices and values of securities may rise or fall, and investors may lose some or all of their invested capital.
Past performance, historical returns, model portfolio information or illustrations do not guarantee or indicate future results.
Any estimates, projections, targets, scenarios or opinions are based on assumptions and information available at the relevant time and may change without notice, subject to applicable regulatory requirements.
Users should read the applicable research reports, risk disclosures and other required documents before making investment decisions. Where appropriate, users should consider their own financial circumstances, risk appetite, investment objectives and the advice of a suitably qualified professional.
Nothing on a campaign page or general website should be interpreted as a guarantee of profit, assured returns or protection against losses.
TMITPL does not guarantee profits, returns, accuracy of market predictions or protection against losses.
No statement on our platforms should be interpreted as a promise of assured or fixed investment performance unless expressly permitted under applicable law and properly documented.
The value of investments may fluctuate because of market conditions, economic developments, company-specific events and other factors beyond our control.
Certain features may require you to provide a mobile number and verify it through a one-time password (“OTP”) or another verification method.
You agree to provide a mobile number that you are authorised to use and to keep your account details secure.
An OTP is intended to verify a contact number or authorise a specified step in the relevant process. OTP verification does not automatically constitute consent to receive promotional communications or acceptance of a paid subscription.
You must not share OTPs with unauthorised persons. We will not be responsible for losses resulting from your voluntary disclosure of OTPs or account credentials, except to the extent liability cannot lawfully be excluded.
We may suspend or restrict access where we reasonably suspect fraud, unauthorised access, misuse or a security risk.
You are responsible for ensuring that the information you provide to us is accurate, complete and up to date.
You must notify us of material changes to information where required for your account, subscription, KYC, billing or regulatory records.
We may request additional information or verification where reasonably necessary to provide a service, protect account security or comply with applicable legal or regulatory requirements.
Where applicable to a particular service, you may be required to complete KYC, provide supporting documents, accept the applicable terms and conditions, acknowledge the Most Important Terms and Conditions (“MITC”), or complete other regulatory formalities.
Access to the relevant service may be withheld until the required formalities are completed.
If the required documentation is not provided within the period communicated to you, we may cancel or restrict the relevant subscription and process any applicable refund in accordance with the disclosed refund policy and applicable law.
No provision of these Terms overrides any mandatory SEBI requirement or other applicable legal or regulatory obligation.
The applicable subscription price, duration, features and payment terms will be displayed on the relevant product or payment page or communicated in the applicable service documentation.
You must review the price, subscription period, applicable taxes, renewal conditions and other material terms before completing a purchase.
Payments must be made through the payment methods authorised and displayed by us. We do not authorise users to make payments to employees’ personal accounts or personal UPI IDs.
A payment confirmation, where issued, is subject to successful receipt and reconciliation of the payment and completion of any required onboarding or verification.
Access to a paid service will be governed by the relevant subscription terms, applicable regulatory requirements and any additional disclosures provided at purchase.
Cancellation, discontinuation, refund eligibility and refund processing will be governed by the refund policy and the terms disclosed for the specific service at the time of purchase, subject to applicable law and regulatory requirements.
Where a refund is approved, it will be processed through the applicable payment method or another permitted method, subject to payment provider procedures.
Nothing in these Terms excludes a refund or remedy required under applicable law or a binding regulatory direction.
If a service is discontinued, materially changed or becomes unavailable, we will address the situation in accordance with the applicable service terms, regulatory requirements and any relevant refund obligations.
Please contact support@tejimandi.com for subscription-related queries.
We may send service-related communications necessary to respond to enquiries, verify contact details, administer accounts or subscriptions, provide service updates, process payments, address complaints or fulfil legal and regulatory obligations.
Promotional communications about products, services, offers or campaigns will be sent in accordance with applicable law and the relevant consent, preference and communication requirements.
Where separate consent is required, we will seek it separately. Providing a mobile number, completing OTP verification or submitting an enquiry does not automatically amount to consent to receive all promotional communications.
You may use the available unsubscribe, preference-management or withdrawal mechanisms, where applicable. Withdrawal of marketing consent will not prevent communications that are necessary for an existing service, transaction or legal obligation.
Our platforms may contain links to or integrations with third-party websites, payment providers, communication services or other external platforms.
Such third parties may operate under their own terms and privacy policies. We do not control independent third-party websites and are not responsible for their content, security or practices, except to the extent required by applicable law.
Your use of a third-party service may be subject to the terms and conditions of that service provider.
Unless otherwise stated, content on our platforms, including text, research material, reports, graphics, logos, design elements, software, trademarks and other materials, is owned by or licensed to TMITPL and is protected by applicable intellectual property laws.
You may access and use the content for the purpose for which it is made available and subject to the applicable subscription terms.
You must not reproduce, distribute, publish, modify, sell, commercially exploit or create derivative works from our content without prior written permission, except where expressly permitted by law or by the applicable service terms.
You must not remove copyright, trademark or other proprietary notices.
You must not:
We may take reasonable action to investigate and address suspected misuse, subject to applicable law.
We aim to maintain the availability and accuracy of our digital platforms. However, access may occasionally be interrupted due to maintenance, upgrades, technical issues, security incidents, third-party service interruptions or circumstances beyond our reasonable control.
We may update, modify, suspend or discontinue features or content, subject to applicable law, regulatory requirements and any contractual obligations applicable to an existing subscription.
Where a change materially affects a paid service, we will address it in accordance with the applicable service terms and regulatory requirements.
To the extent permitted by applicable law, our general website and campaign content is provided for informational purposes and may be updated from time to time.
We do not warrant that every item of general website content will be uninterrupted, error-free or available at all times.
Nothing in these Terms excludes or limits any liability, right or remedy that cannot lawfully be excluded or limited, including any mandatory obligation arising under applicable consumer protection, securities, data protection or other laws.
Subject to the foregoing, TMITPL will not be liable for indirect or consequential loss arising from the use of general website content where such exclusion is permitted by law.
Any liability relating to a specific paid service will also be subject to the applicable service terms and mandatory regulatory requirements.
We collect and process personal data in connection with enquiries, registration, mobile verification, subscriptions, service delivery, payments, KYC and regulatory compliance, customer support, grievances, recruitment, platform security and other disclosed purposes.
Our processing of personal data is described in our Privacy Policy, which forms part of the information governing use of our platforms.
Where required, we will provide an appropriate notice and obtain consent or other legally valid authorisation before processing personal data.
We may share personal data with service providers, payment providers, verification providers, technology vendors, professional advisers or public authorities where necessary for disclosed purposes or as permitted or required by law.
Personal data will be retained for the period reasonably necessary for the relevant purpose and for applicable legal, regulatory, accounting, audit or dispute-resolution requirements.
For further details, please read our Privacy Policy or contact support@tejimandi.com.
For general queries, support requests or concerns regarding our services, you may contact:
Email: support@tejimandi.com
For grievances relating to our regulated Research Analyst services, please refer to the grievance redressal policy, escalation matrix and regulatory disclosures published on our official platform.
Where applicable, users may also access the relevant SEBI or exchange grievance mechanisms, including SCORES and the applicable Online Dispute Resolution (“ODR”) platform.
The availability of a grievance mechanism does not restrict any statutory right or remedy available to a user.
Electronic records, electronic communications, digital acknowledgements and records of acceptance may be maintained in connection with enquiries, registrations, subscriptions and other transactions, subject to applicable law.
Where legally permissible, such records may be used to evidence the relevant transaction, communication or acceptance.
You agree to receive electronic service-related communications where permitted by law and where necessary for the relevant transaction or service.
We may revise these Terms from time to time to reflect changes in our services, operations, technology, legal requirements or regulatory obligations.
The revised version will be published with an updated revision date.
Where required by applicable law, regulation or contract, we will provide additional notice or obtain fresh acceptance before applying material changes to the relevant service.
Your continued use of a platform will not, by itself, constitute consent where fresh consent or affirmative acceptance is legally required.
To the extent permitted by law, we will not be responsible for a delay or failure caused by circumstances beyond our reasonable control, including natural disasters, governmental action, war, civil disturbance, widespread network failures, power failures or third-party infrastructure outages.
This clause does not remove any mandatory obligations, refund requirements or remedies applicable under law or the terms of a specific paid service.
These Terms and Conditions shall be governed by and construed in accordance with the laws of India, including, where applicable, the Information Technology Act, 2000, as amended from time to time, and the rules and regulations made thereunder.
Subject to applicable law and the jurisdiction of competent regulatory authorities, courts having jurisdiction in Mumbai, Maharashtra, shall have jurisdiction over disputes arising out of or in connection with these Terms and Conditions.
Nothing in this clause shall restrict any statutory rights or remedies available to users under applicable law.
If any provision of these Terms is held invalid or unenforceable by a competent authority, the remaining provisions will continue to apply to the extent permitted by law.
For questions regarding these Terms, please contact:
TM Investment Technologies Private Limited
Trade Name: Teji Mandi
Registered Office: Motilal Oswal Tower, Rahimtullah Sayani Road, Opp. Parel ST Depot, Prabhadevi, Mumbai – 400025, Maharashtra, India
Email: support@tejimandi.com