India’s affluent and HNI (High Net-Worth Individual) segment is growing rapidly, but a rise in income doesn’t always mean financial readiness. This visual guide dives into where India stands globally in terms of HNI population and billionaire wealth. It also sheds light on how these wealthy individuals think, save, invest, and where they face challenges. From debt patterns to diversification dilemmas, let’s explore India’s evolving wealth landscape.

Wrapping Up
India’s wealthy class is growing, but financial behaviour reveals gaps in savings, diversification, and satisfaction with advice. A continued focus on real estate, low equity participation, and lack of emergency planning raise concern. Though most HNIs seek external advice, including from social influencers, two-thirds are unhappy with what they get. As their wealth increases, so does the need for smarter, more personalised financial decisions.
*The article is for information purposes only. This is not investment advice.
*Disclaimer: Teji Mandi Disclaimer