Asked & Answered

• 6 months – ₹ 894 ( ₹ 149 per month)
• 12 months – ₹ 1,188 ( ₹ 99 per month)

• 3 months – ₹ 1,497 ( ₹ 499 per month)
• 6 months – ₹ 2,394 ( ₹ 399 per month)
• 12 months – ₹ 3,588 ( ₹ 299 per month)

Teji Mandi is a fee-only professional. We charge a nominal fixed fee on the service we give regardless of the amount you invest. Unlike many professionals in the market, we do not make commissions on products from any third-party companies. This ensures that we only work for you and not for any other person’s interests.

No, we do not charge any performance fees or commissions. We charge a nominal fixed fee for our service, regardless of your investment.

• Zerodha – Rs 100 + GST one time only*
• 5Paisa – Rs 20 per stock*
• Upstox – Rs 200 + GST one time only*
• IIFL Securities – Rs 100 + GST one time only*
• Groww – Rs 100 + GST one time only*
• Kotak Securities – Rs 100 + GST one time only*
• Angel One – No Charges*
• Axis Direct – No Charges*
• HDFC Securities – No Charges*
• Alice Blue – No Charges*
• Edelweiss – No Charges*
• Trustline – No Charges*
• ICICI Direct – Rs 100 + GST one time only*
• Dhan – No Charges*
• FundzBazar – No Charges*
• Motilal Oswal – No Charges*

• UPI: Instant payment via any app
• Net Banking: All Indian banks
• Wallets
• Pay Later: ICICI Pay Later

The stocks in the Teji Mandi portfolios are picked from Nifty 500/ Nifty 100 and are held in your Demat account. Hence, it gives you enough liquidity and freedom to exit the investment anytime. However, we strongly encourage you to have a long-term perspective.

The minimum investment on your end is purposely low at INR 29-34k, depending on the value of the 15-20 stocks in our portfolio. Since we cannot buy partial stocks in India, this is the minimum amount needed to have a balanced and diversified portfolio. This amount may vary by a few rupees based on the current stock price.

No, we do not provide any intraday or short-term trading calls. We only provide professional investing services on our Teji Mandi portfolio. We will tell you which stocks to buy, when to buy & when to sell them from the Teji Mandi portfolio itself.

That’s not a problem! We will help you open your Demat account through one of our partner brokers, including 16 of India’s most prominent brokers. Just select the ‘I don’t have a Demat account’ at the investment stage, and we will get it set up for you!

The minimum investment on your end is purposely low at INR 19-25k, depending on the value of the 15-20 stocks in our portfolio. Since we cannot buy partial stocks in India, this is the minimum amount needed to have a balanced and diversified portfolio. This amount may vary by a few rupees based on the current stock price.

Currently, we support 16 of India’s top brokers, and we are soon adding support for more. We can help you open a Demat account as well. If you want to transact with your broker, you can subscribe and get access to our stock portfolio and rebalancing alerts. You can execute these trades on your own on your broker’s platform.

No, we do not provide any intraday or short-term trading calls. We only provide advisory on our Teji Mandi portfolio. We will tell you which stocks to buy, when to buy & when to sell them from the Teji Mandi portfolio itself.

Our investment philosophy has 4 aspects. We pick stocks from the Nifty 500, which provides adequate liquidity. We follow a focused stock-picking method, combining a portfolio of tactical bets with long-term winners to ensure optimum returns. Our selling strategy is disciplined where we eliminate the losers and double down on the winners to ensure meaningful capital protection for clients. Lastly, we maintain 1 portfolio to ensure standardisation and uniformity of returns across all clients.

We at Teji Mandi recommend that you should not try to time the market.

We offer a portfolio of stocks from a short to long-term perspective.​ ​Therefore, entry price and target price will not be important. You will have to buy the stocks at the current market price and rebalance the portfolio when the notification is sent.

Rebalance helps investors rearrange their portfolio depending on the external market conditions, quality stock-picking, and disciplined selling strategy.

1. Tap ‘Rebalance’ on the home screen.
2. Login with a broker.
3. Tap ‘Confirm Update’.
4. Review stocks.
5. Tap the ‘Rebalance Smallcase’ button.
6. Confirm the sell order through CDSL (by entering your TPIN).
7. Continue to CDSL.
8. And, wait for the order to be fulfilled.

Due to the changing market conditions and economic indications, it becomes crucial for ‘Teji Mandi’ to rearrange its portfolio stocks. This helps maintain an ideal allocation by selling a few stocks and replacing them with the ‘better’ ones through our disciplined rebalancing strategy.

Rebalancing is done to ensure that the investor gets the advantage of stocks that would compound over a longer period​​ and can take advantage of situations from a short-term perspective.​

When we rebalance, we sell a stock and use the funds from the sale to fund our buys on the new stocks. In some cases, the amount left after selling is not enough to cover a buy order due to the changing prices in the stock market. Hence, you must add funds to execute the rebalance.

SEBI has also mandated certain margin requirements on orders where only 50% of the funds available can be used to fund purchase orders. This is another reason you might need to add funds to execute a rebalance.

We recommend our clients maintain a small buffer of funds with their broker to ensure seamless rebalancing. Your funds are safe with the broker, and unused funds will be returned to you quarterly.

Our monthly SIP starts at just Rs 6,000. The initial investment value is equal to the current value of Teji Mandi’s portfolio stocks.

Learn more about the SIP process at, https://tejimandi.com/blogs/tm-learn/sip-the-why-the-what-and-the-how

You can buy a subscription and pay us through any of the following options:

– UPI: Instant payment via any app

– Net Banking: All Indian banks

– Wallets

– Pay Later: ICICI Pay Later

– Bank Transfer: NEFT, RTGS, etc.

Teji Mandi offers a diversified portfolio of 15-18 stocks across 5-10 different sectors.

We don’t suggest individual stocks because too much exposure to one sector or stock can severely affect your returns due to a market crash and volatility. Having a diversified portfolio protects you against market crashes/downsides.

Teji Mandi is a dedicated and diversified portfolio of 15-20 premium equity stocks. We do not provide any individual or stock-specific advisory because having too much exposure to a few stocks, or a specific industry can adversely affect your returns due to market downside and increased volatility.

Therefore, we prefer investors to invest in at least 15 stocks of diversified portfolios.

How much to invest initially or lump sum investment depends upon the individual’s risk caliber, financial stability, and fund allocation. With Teji Mandi, you can start your initial investment with any amount of more than Rs 20,000.

Whereas SIP as a disciplined financial approach helps to invest a fixed amount at regular intervals by eliminating the need to constantly monitor the markets and protect the portfolio against market volatility. With Teji Mandi, you can start SIP with a minimum initial amount equal to portfolio value and then a monthly SIP of Rs 6000.

As per the past result and data, there is no doubt that equities generate better returns than any other asset class over the long term. As equity markets are subject to market risks with scope for both loss and profits, investment returns vary due to changing dynamics and external market conditions. Teji Mandi believes in managing investors’ capital risk over guaranteeing returns in figures. Also, as per SEBI, we can’t assure any promises on the returns. We aim to partner with you to make you a better investor.

While investing in the equity stock market, understanding the business cycle is a must-have skill for a retail equity investor. The market is dictated by economic growth’s natural rise and fall – which leads to phases of expansion, peak, contraction, and trough. It’s hard to determine equity returns in shorter-term periods. Therefore Teji Mandi recommends that investors stay invested for at least one year to determine the overall portfolio performance and market indications.

Our USPs that give an edge to other managers on Smallcase include:

• We are a subsidiary of Motilal Oswal.
• Our portfolios – Flagship and Multiplier – are curated and actively managed by a team of experts.
• As of August 5, Teji Mandi Flagship portfolio delivered an annual CAGR of 35.94%. While Teji Mandi Multiplier portfolio delivered an annual CAGR of 51.14%.
• We share timely rebalance updates and also the rationale behind each stock picking.
• A subscription model with fixed fees and no hidden charges.
• Track your portfolio in an easy-to-use app in just a few clicks.
• Pocket-friendly charges, starting at Rs 99 per month.
• We also offer a jargon-free daily newsletter to make you a better investor.

• Company or industry fundamentals have started to change;
• Too much negativity around a company or sector;
• An extreme macroeconomic/market situation.